
Mortgage Expert
Privacy Policy & SMS Communication Policy
Last Updated: January 2026
Rick Barrick Team, a sole proprietorship owned by Rick Barrick ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit https://rickbarrickteam.com, submit information through our website or forms, or communicate with us via phone, email, or SMS.
By using this website or submitting your information, you agree to the terms of this Privacy Policy.
Information We Collect
We may collect personal information including:
Name
Email address
Phone number
Property or service inquiry details
Technical information related to website usage
Any information voluntarily provided through forms, chats, or communications
We only collect information that you choose to provide.
How We Use Your Information
Your information is used solely to:
Respond to inquiries
Provide requested services or information
Send appointment confirmations, notifications, and updates
Enable two-way client communication
Deliver SMS messages after opt-in consent
Improve customer experience
We do not send unsolicited messages or spam communications.
SMS Communication Policy
SMS messages are sent only to individuals who have provided consent through our website, forms, or direct communication.
By providing your mobile phone number and opting in, you consent to receive SMS messages from Rick Barrick Team, a sole proprietorship owned by Rick Barrick for:
Appointment confirmations
Service notifications
Two-way client communication
Support responses
SMS messages are sent only for the purposes listed above and are not used for unsolicited marketing.
Message frequency may vary.
Message and data rates may apply.
You may opt out at any time by replying STOP.
For assistance, reply HELP.
Consent to receive SMS messages is not a condition of purchase.
Information Sharing
We do not sell, rent, trade, or share your personal information with third parties for marketing or promotional purposes.
We may share limited information only with trusted service providers necessary to operate our services, such as CRM or communication platforms, under strict confidentiality obligations.
Data Security
We use commercially reasonable administrative, technical, and physical safeguards designed to protect your information. While no system is completely secure, we take appropriate steps to reduce the risk of unauthorized access.
Data Retention
Information is retained only as long as necessary to fulfill service obligations or comply with legal requirements. You may request deletion of your data at any time.
Your Rights
You may request to:
Access your personal data
Correct your personal data
Delete your personal data
Withdraw communication consent
Requests may be submitted through our contact page or by email.
Cookies and Tracking
We may use cookies or similar technologies to enhance website functionality and user experience. You may disable cookies through your browser settings.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices or content.
Children’s Privacy
Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children.
Policy Updates
We reserve the right to update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.
Contact Information
If you have questions regarding this Privacy Policy or SMS communications, please contact:
Rick Barrick
https://rickbarrickteam.com
Carrier Compliance Statement
Mobile information will not be shared, sold, or conveyed to third parties for marketing or promotional purposes.
SMS communications are sent by Rick Barrick Team, a sole proprietorship owned by Rick Barrick in connection with inquiries submitted through this website.

NMLS# 18738